:root {
  --isithelo-navy: #1b2a4a;
  --isithelo-navy-dark: #101a30;
  --isithelo-blue: #2f5f8a;
  --isithelo-accent: #4f9bd6;
  --isithelo-gray: #8a9099;
  --isithelo-black: #0f0f10;
  --bs-primary: var(--isithelo-navy);
  --bs-primary-rgb: 27, 42, 74;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--isithelo-black);
  overflow-x: hidden;
}

.navbar-brand img { display: block; }

.site-navbar {
  background: linear-gradient(100deg, var(--isithelo-navy) 0%, var(--isithelo-blue) 65%, var(--isithelo-accent) 130%);
  border-bottom: 3px solid var(--isithelo-gray);
}

.navbar-logo-chip {
  background: #fff;
  border-radius: .6rem;
  padding: .3rem .6rem;
  display: inline-flex;
  align-items: center;
  box-shadow: 0 2px 6px rgba(0,0,0,0.15);
}

.site-navbar .nav-link { font-weight: 500; color: rgba(255,255,255,0.88) !important; }
.site-navbar .nav-link.active, .site-navbar .nav-link:hover { color: #fff !important; }
.site-navbar .navbar-toggler { border-color: rgba(255,255,255,0.5); }
.site-navbar .navbar-toggler-icon {
  background-image: url("data:image/svg+xml;charset=utf8,%3Csvg viewBox='0 0 30 30' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath stroke='rgba(255,255,255,0.9)' stroke-width='2' stroke-linecap='round' stroke-miterlimit='10' d='M4 7h22M4 15h22M4 23h22'/%3E%3C/svg%3E");
}

.btn-primary {
  background-color: var(--isithelo-navy);
  border-color: var(--isithelo-navy);
}
.btn-primary:hover, .btn-primary:focus {
  background-color: var(--isithelo-navy-dark);
  border-color: var(--isithelo-navy-dark);
}
.btn-outline-primary {
  color: var(--isithelo-navy);
  border-color: var(--isithelo-navy);
}
.btn-outline-primary:hover {
  background-color: var(--isithelo-navy);
  border-color: var(--isithelo-navy);
}

.text-primary { color: var(--isithelo-navy) !important; }
.bg-primary { background-color: var(--isithelo-navy) !important; }

/* Hero */
.hero, .page-hero {
  background: linear-gradient(135deg, var(--isithelo-navy) 0%, var(--isithelo-blue) 55%, var(--isithelo-navy-dark) 100%);
  background-size: 220% 220%;
  animation: hero-gradient-shift 14s ease infinite;
  color: #fff;
  padding: 4.5rem 0 5rem;
  position: relative;
  overflow: hidden;
}
.page-hero {
  padding: 3rem 0 3.5rem;
  text-align: center;
}
.page-hero h1 { font-weight: 800; margin-bottom: .5rem; }
.page-hero p { color: rgba(255,255,255,0.85); margin-bottom: 0; }
.page-hero .container { position: relative; z-index: 2; }
.hero::after, .page-hero::after {
  content: "";
  position: absolute;
  right: -10%;
  top: -20%;
  width: 60%;
  height: 140%;
  background: radial-gradient(circle, rgba(138,144,153,0.25) 0%, rgba(138,144,153,0) 70%);
  animation: pulse-glow 6s ease-in-out infinite;
}
.hero h1 { font-weight: 800; line-height: 1.15; }
.hero .lead { color: rgba(255,255,255,0.85); }
.hero .container { position: relative; z-index: 2; }

@keyframes hero-gradient-shift {
  0% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}
@keyframes pulse-glow {
  0%, 100% { opacity: 0.7; transform: scale(1); }
  50% { opacity: 1; transform: scale(1.08); }
}

/* Finance-themed animated background layer (chart line + floating particles) */
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  overflow: hidden;
}
.hero-bg > svg { position: absolute; inset: 0; width: 100%; height: 100%; }
.hero-chart-line {
  fill: none;
  stroke: rgba(255,255,255,0.35);
  stroke-width: 2.5;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-dasharray: 1200;
  stroke-dashoffset: 1200;
  animation: draw-line 4.5s ease-out forwards, drift-line 9s ease-in-out 4.5s infinite;
}
.hero-chart-fill {
  opacity: 0;
  animation: fade-in-fill 1.5s ease-out 3.5s forwards;
}
@keyframes draw-line {
  to { stroke-dashoffset: 0; }
}
@keyframes drift-line {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}
@keyframes fade-in-fill {
  to { opacity: 1; }
}

.finance-particle {
  position: absolute;
  bottom: -10%;
  color: rgba(255,255,255,0.32);
  font-weight: 800;
  line-height: 0;
  animation-name: float-up;
  animation-timing-function: ease-in;
  animation-iteration-count: infinite;
}
.finance-particle-coin, .finance-particle-note { line-height: 0; }
.finance-particle-note { animation-name: float-up-note; }
@keyframes float-up {
  0% { transform: translateY(0) rotate(0deg); opacity: 0; }
  10% { opacity: 1; }
  90% { opacity: 1; }
  100% { transform: translateY(-460px) rotate(18deg); opacity: 0; }
}
@keyframes float-up-note {
  0% { transform: translateY(0) rotate(-6deg); opacity: 0; }
  10% { opacity: 1; }
  90% { opacity: 1; }
  100% { transform: translateY(-460px) rotate(8deg); opacity: 0; }
}

@media (prefers-reduced-motion: reduce) {
  .hero, .page-hero, .hero::after, .page-hero::after, .hero-chart-line, .finance-particle {
    animation: none !important;
  }
}

.badge-soft {
  background: rgba(255,255,255,0.12);
  color: #fff;
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: 999px;
  padding: .4rem .9rem;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .02em;
}

/* Loan amount selector */
.amount-selector .form-range { accent-color: var(--isithelo-navy); }
.amount-display {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--isithelo-navy);
}
.amount-chip {
  border: 2px solid #e2e5ea;
  border-radius: .75rem;
  padding: .6rem .4rem;
  text-align: center;
  font-weight: 600;
  cursor: pointer;
  background: #fff;
  color: var(--isithelo-navy);
  transition: all .15s ease;
  min-height: 48px;
}
.amount-chip:hover { border-color: var(--isithelo-blue); }
.amount-chip.active {
  background: var(--isithelo-navy);
  border-color: var(--isithelo-navy);
  color: #fff;
}

/* Cards */
.feature-card {
  border: 1px solid #dfe3ea;
  border-top: 4px solid var(--isithelo-blue);
  border-radius: 1rem;
  padding: 1.75rem;
  height: 100%;
  transition: transform .15s ease, box-shadow .15s ease, border-color .15s ease;
  background: linear-gradient(160deg, #cfdcee 0%, #eef2f8 100%);
  box-shadow: 0 4px 14px rgba(16,26,48,0.07);
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 30px rgba(16,26,48,0.14);
  border-color: var(--isithelo-blue);
}

/* Colour variants: solid, saturated brand tones with light text so a row
   of cards reads as genuinely colourful rather than a faint tint. */
.feature-card.tint-navy,
.feature-card.tint-blue,
.feature-card.tint-accent {
  border-color: transparent;
  color: #fff;
  box-shadow: 0 8px 22px rgba(16,26,48,0.18);
}
.feature-card.tint-navy { background: linear-gradient(160deg, var(--isithelo-navy) 0%, var(--isithelo-navy-dark) 100%); border-top-color: var(--isithelo-gray); }
.feature-card.tint-blue { background: linear-gradient(160deg, var(--isithelo-blue) 0%, var(--isithelo-navy) 100%); border-top-color: var(--isithelo-accent); }
.feature-card.tint-accent { background: linear-gradient(160deg, var(--isithelo-accent) 0%, var(--isithelo-blue) 100%); border-top-color: #fff; }
.feature-card.tint-navy:hover,
.feature-card.tint-blue:hover,
.feature-card.tint-accent:hover { border-color: transparent; box-shadow: 0 16px 34px rgba(16,26,48,0.28); }

.feature-card.tint-navy h5, .feature-card.tint-blue h5, .feature-card.tint-accent h5 { color: #fff; }
.feature-card.tint-navy p, .feature-card.tint-blue p, .feature-card.tint-accent p,
.feature-card.tint-navy .text-muted, .feature-card.tint-blue .text-muted, .feature-card.tint-accent .text-muted {
  color: rgba(255,255,255,0.85) !important;
}
.feature-card.tint-navy .feature-icon, .feature-card.tint-blue .feature-icon, .feature-card.tint-accent .feature-icon {
  background: rgba(255,255,255,0.16);
  color: #fff;
}
.feature-card.tint-navy .btn-outline-primary, .feature-card.tint-blue .btn-outline-primary, .feature-card.tint-accent .btn-outline-primary {
  color: #fff;
  border-color: rgba(255,255,255,0.6);
}
.feature-card.tint-navy .btn-outline-primary:hover, .feature-card.tint-blue .btn-outline-primary:hover, .feature-card.tint-accent .btn-outline-primary:hover {
  background: rgba(255,255,255,0.18);
  border-color: #fff;
  color: #fff;
}
.feature-icon {
  width: 56px;
  height: 56px;
  border-radius: .85rem;
  background: rgba(27,42,74,0.08);
  color: var(--isithelo-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}

.section-pad { padding: 4rem 0; }
.bg-soft { background: #f6f7f9; }

.disclosure-box {
  background: #fff8e6;
  border: 1px solid #f2dfa3;
  border-radius: .75rem;
  padding: 1.25rem 1.5rem;
  color: #6b5300;
}

/* Sticky action buttons (mandatory: WhatsApp + Call, mobile-first) */
.sticky-action {
  position: fixed;
  right: 1rem;
  z-index: 1040;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  border-radius: 999px;
  padding: .85rem 1rem;
  box-shadow: 0 8px 20px rgba(0,0,0,0.25);
  text-decoration: none;
  font-weight: 600;
}
.sticky-whatsapp { background: #25D366; bottom: 5.2rem; }
.sticky-call { background: var(--isithelo-navy); bottom: 1.25rem; }
.sticky-action:hover { filter: brightness(0.95); color: #fff; }

/* Forms */
.form-card {
  background: linear-gradient(165deg, #d3e0f0 0%, #f3f6fb 60%);
  border-radius: 1rem;
  border: 1px solid #cad4e2;
  border-top: 4px solid var(--isithelo-blue);
  padding: 2rem;
  box-shadow: 0 10px 30px rgba(16,26,48,0.14);
}
.form-label { font-weight: 600; color: var(--isithelo-navy); }
.form-control, .form-select {
  padding: .65rem .85rem;
  border-radius: .6rem;
  border-color: #d9dce2;
}
.form-control:focus, .form-select:focus {
  border-color: var(--isithelo-blue);
  box-shadow: 0 0 0 .2rem rgba(47,95,138,0.15);
}

/* Service rating: pure CSS star widget + selectable comment chips
   (no free-text input by design). */
.star-rating {
  display: inline-flex;
  flex-direction: row-reverse;
  gap: .2rem;
}
.star-rating input { position: absolute; opacity: 0; pointer-events: none; }
.star-rating label {
  font-size: 3rem;
  line-height: 1;
  color: #d8dee8;
  cursor: pointer;
  transition: color .15s ease, transform .15s ease;
}
.star-rating input:checked ~ label,
.star-rating label:hover,
.star-rating label:hover ~ label {
  color: #f5b400;
}
.star-rating input:focus-visible + label {
  outline: 2px solid var(--isithelo-blue);
  outline-offset: 3px;
  border-radius: .25rem;
}

.comment-chip-group {
  display: flex;
  flex-wrap: wrap;
  gap: .6rem;
  justify-content: center;
}
.comment-chip-input { position: absolute; opacity: 0; pointer-events: none; }
.comment-chip {
  display: inline-block;
  border: 2px solid #cdd3dd;
  border-radius: 999px;
  padding: .5rem 1.1rem;
  cursor: pointer;
  font-weight: 600;
  font-size: .92rem;
  color: var(--isithelo-navy);
  background: #fff;
  transition: all .15s ease;
}
.comment-chip:hover { border-color: var(--isithelo-blue); }
.comment-chip-input:checked + .comment-chip {
  background: var(--isithelo-navy);
  border-color: var(--isithelo-navy);
  color: #fff;
}
.comment-chip-input:focus-visible + .comment-chip {
  outline: 2px solid var(--isithelo-blue);
  outline-offset: 2px;
}

/* FAQ accordion */
.faq-item {
  border: 1px solid #dfe3ea;
  border-radius: .75rem !important;
  overflow: hidden;
  margin-bottom: .75rem;
}
.faq-item .accordion-button {
  font-weight: 600;
  color: var(--isithelo-navy);
}
.faq-item .accordion-button:not(.collapsed) {
  background: rgba(27,42,74,0.06);
  color: var(--isithelo-navy);
  box-shadow: none;
}
.faq-item .accordion-button:focus { box-shadow: 0 0 0 .2rem rgba(47,95,138,0.15); }

/* Footer */
.footer-site { background: var(--isithelo-navy-dark); color: #fff; }
.footer-logo { filter: brightness(0) invert(1); opacity: .92; }
.footer-links a { color: rgba(255,255,255,0.7); text-decoration: none; display: inline-block; padding: .2rem 0; }
.footer-links a:hover { color: #fff; }
.footer-links li { margin-bottom: .35rem; color: rgba(255,255,255,0.7); }

/* Status stepper (application tracking) */
.status-step { text-align: center; flex: 1; position: relative; }
.status-step .dot {
  width: 30px; height: 30px; border-radius: 50%;
  background: #e2e5ea; color: #8a9099;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto .5rem; font-weight: 700; font-size: .85rem;
}
.status-step.done .dot { background: var(--isithelo-navy); color: #fff; }
.status-step.current .dot { background: var(--isithelo-blue); color: #fff; }

@media (max-width: 767.98px) {
  .hero { padding: 3rem 0 3.5rem; text-align: center; }
  .section-pad { padding: 2.75rem 0; }
}